CBOQ provides a group benefit plan and a defined contribution pension plan through our partnership with Canadian Baptist Ministries. Since these are both compulsory plans, churches are obligated to offer them to all employees that qualify.
The group benefit plan is a compulsory plan for all employees who work at least 20 hours per week and are not covered by any other healthcare plan (i.e. spousal plan). It is the church’s responsibility to ensure that the plan is offered to the employee and that a waiver is signed and kept on file if the employee declines coverage. Because we are part of a wider plan, churches are not at liberty to make changes to the coverage provided.
CBOQ has partnered with J&D Benefits, a firm specializing in benefits administration, who now handle all aspects of group plan administration, including monthly group plan invoicing, group insurance, health benefits claims and remittances.
You will need to contact J&D to enrol a new eligible employee, to advise of employee salary changes and coverage changes, and for all billing inquiries. Either you or the plan member can notify J&D of a plan member moves to another church, a termination or retirement. Both J&D and the Convention office should be notified when a terminating plan member will be seeking for a pastorate. J&D Benefits has assigned a dedicated administrator to work on our group benefit plan.
J&D Contact Information
Name: Linda Bissonnette
Phone: toll free at 1-800-218-7018 ext 2222 or 905-477-7088 ext 2222
J&D Benefits Inc.
8901 Woodbine Avenue, Suite 228
Markham, ON L3R 9Y4
For J&D service in French
Name: Helen LeClaire
Phone: toll free at 1-800-218-7018 ext 2236 or 905-477-7088 ext 2236
CBOQ Convention office
Plan Members will continue to contact the CBOQ Convention office for matters relating to Plan interpretation, understanding their coverage and booklet, tracking a claim, disputing the adjudication of a claim, requesting an exception to the 30 day drug limit, help with the completion of an LTD application and ongoing support during a period of disability etc.
CBOQ Contact Information
Name: Sarah Westman-Liu (Accounting Manager)
Phone: 416-622-8600 ext 314
All basic benefits are employer paid and should not be withheld from the employee’s salary. The basic life insurance premium is a taxable benefit, and information will be provided annually in the Treasurer’s Newsletter.
The basic plan provides for life insurance, dependent life insurance, healthcare, dental care, and long term disability. Coverage for these benefits are provided through Great West Life.
- Canadian Baptist CHOICES Group Benefits Plan Booklet
- Group Benefit Plan Booklet for Retired Employees
- Benefits When Travelling
- Understanding Out-of Country Benefits
- Access to Great-West Life Online Services for Plan Members
Accidental Death & Dismemberment
This is also part of the basic Group Benefits Plan. AD&D is provided through ManuLife Financial.
Employee Assistance Program
A confidential counseling program is provided through FGI for plan members and their families. FGI provides a comprehensive program to our members simply by calling and indicating that you are a member of the CBOQ plan. To receive assistance call 1-800-268-5211
Optional Group Life Insurance
The employee may also purchase optional group life insurance for both the member and a spouse up to a maximum of $500,000.